Pensions Auto-enrolment which commenced in October 2012 represents a challenge to all employers, for many SMEs establishing a company sponsored pension plan will be a new and daunting challenge. By combining our extensive knowledge of the pensions market with our understanding of the Auto-enrolment rules we are able to introduce solutions which will enable employers to introduce new pension arrangements with minimum disruption.
Our face to face employees communication will also ensure that their employees fully engage with the principles of Auto-enrolment and help them understand how to maximise their pension saving allowing them to enjoy a comfortable retirement.
Our objective is to offer a holistic service to Small to Medium size companies (SMEs). We recognise that SMEs require a wide range of advice on their employee benefits and that this advice could be direct to any of the employees.
Each individual in an organisation has unique requirements; this is reflected in our approach to bespoke client advice. We will tailor our recommended solution to the specific objectives of the individual.
Thereafter routine valuation reports and regular publications will keep clients up to date with financial products and markets, and our house view on such matters.
A large part of the work we do for clients is simply keeping in contact to communicate changes we consider to be in their best interests - it's an ongoing process.
Behind the scenes there is a huge amount of research in respect of investment recommendations. In addition to the simple review of fund performance there are literally hundreds of meetings and discussions with the investment managers with whom we invest client money. This means we know what's happening at any given time and can advise clients accordingly.
Services:
To Employers:
Group Pensions
Group Life
Final Salary Solutions
Investment
Group Income Replacement
Group Private Medical
Business Protection
To Employees
Individual Pensions
Transfer Advice
Investment
Life Assurance
Critical Illness Insurance
Income Replacement
Private Medical
Inheritance Tax Advice
WRAP